Board of Paisalo Digital Limited to meet on September 10, 2025, to consider and approve allotment of NCDs through private placement basis; Stock jumps

DSIJ Intelligence-1 / 08 Sep 2025/ Categories: Mindshare, Trending

Board of Paisalo Digital Limited to meet on September 10, 2025, to consider and approve allotment of NCDs through private placement basis; Stock jumps

The stock is up by 22.1 per cent from its 52-week low of Rs 29.40 per share.

On Monday, shares of Paisalo Digital Limited jumped 9.63 per cent to Rs 37.68 per share from its previous closing of Rs 34.37 per share with heavy volume. The stock’s 52-week high is Rs 64.12 per share and its 52-week low of Rs 29.40 per share.

Paisalo Digital Limited has announced that a meeting of its Operations and Finance Committee is scheduled for September 10, 2025. According to Regulations 29 and 50 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the purpose of this meeting is to consider and approve the allotment of non-convertible debentures (NCDs) on a private placement basis.

Earlier, Paisalo Digital Limited successfully redeemed and repaid two of its Commercial Papers (CPs). The first, with ISIN No. INE420C14201 and a value of Rs 30 crore, was repaid on its maturity date of September 4, 2025. The second CP, worth Rs 13 crore and with a maturity date of September 5, 2025, was also repaid. Additionally, the company's promoter, Equilibrated Venture Cflow Private Limited, acquired 5,82,840 shares through the open market. The company also announced that its Board of Directors approved the issuance of up to 5,000 non-convertible debentures (NCDs) valued at Rs 50 crore, which will be listed on the BSE with a 36-month tenure and a 10 per cent annual interest rate.

About the Company

Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.

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Paisalo Digital has reported its highest-ever total income for the quarter ended June 30, 2025, reaching Rs 218.7 crore, a 17 per cent year-over-year increase. This financial milestone coincides with the company surpassing 1.1 crore customers, adding approximately 15 lakh new customers in a single quarter, which underscores its leadership in inclusive growth. Key highlights from the quarter include a 14 per cent YoY growth in Asset Under Management (AUM) to Rs 5,230.2 crore, a 16 per cent YoY increase in disbursements to Rs 758.1 crore and a 20 per cent rise in Net Interest Income to Rs 124.4 crore.

The company also maintained strong asset quality with GNPA and NNPA at 0.85 per cent and 0.68 per cent, respectively and a robust Capital Adequacy Ratio of 39.5 per cent. Paisalo Digital further expanded its reach by adding 50 new branches, bringing its total to 401 and deepened its co-lending partnership with SBI to enhance credit delivery for MSME and SME loans across India.

The stock is up by 28 per cent from its 52-week low of Rs 29.40 per share. As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.