Promoter of Paisalo Digital Ltd bought 82,90,332 shares from September 01 to September 10; Details Inside

On Wednesday, shares of Paisalo Digital Limited plunged 1.81 per cent to Rs 36.93 per share from its previous closing of Rs 37.61 per share. The stock’s 52-week high is Rs 64.12 per share and its 52-week low of Rs 29.40 per share.

Promoter of Paisalo Digital Ltd bought 82,90,332 shares from September 01 to September 10 as per BSE exchange

Additionally, Paisalo Digital Limited allotted 5,000 privately placed, rated, and listed Non-Convertible Debentures (NCDs), each with a face value of Rs 1 lakh. These secured debentures have a tenure of 36 months and offer a fixed coupon interest rate of 10 per cent, per annum, payable monthly. The NCDs are secured with a first-ranking pari-passu charge on the company's loan receivables, maintaining a security value of at least 1.10 times the outstanding principal. The principal amount will be redeemed at par in four equal quarterly instalments, with the first instalment due in the ninth quarter. In the event of a payment default exceeding three months, a penal interest of an additional 2 per cent per annum will be charged.

About the Company

Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.

Paisalo Digital achieved a record-breaking performance in the quarter ending June 30, 2025, with its total income hitting an all-time high of Rs 218.7 crore, marking a 17 per cent year-over-year increase. The company's customer base expanded significantly, surpassing 1.1 crore by adding 15 lakh new customers in just one quarter. This growth was supported by strong operational metrics, including a 14 per cent rise in Assets Under Management (AUM) to Rs 5,230.2 crore and a 16 per cent increase in disbursements to Rs 758.1 crore.

Paisalo also maintained excellent asset quality, with a low Gross Non-Performing Asset (GNPA) ratio of 0.85 per cent and a strong Capital Adequacy Ratio of 39.5 per cent. To further its reach, the company opened 50 new branches and strengthened its partnership with SBI to improve credit access for MSMEs and SMEs across India. The stock is up by 26 per cent from its 52-week low of Rs 29.40 per share. As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.