Small-cap NBFC company lists 7.5% FCCBs on ‘Global Securities Market’ of India International Exchange (IFSC) Ltd

On Thursday, shares of Paisalo Digital Ltd plunged 1.09 per cent to Rs 31.17 per share from its previous closing of Rs 31.30 per share. The stock’s 52-week high is Rs 71.40 per share and its 52-week low is Rs 29.40 per share.

Paisalo Digital Limited's 7.5 per cent Foreign Currency Convertible Bonds (FCCBs) due in 2029, totaling USD 50 million, are now officially listed on the 'Global Securities Market' of the India International Exchange (IFSC) Limited, effective July 31, 2025. These bonds, identified by ISIN XS2952463086, were initially issued on December 10, 2024, with a 7.50 per cent coupon rate and a maturity date of December 10, 2029. This listing makes these debt securities available for trading on the India INX platform, offering investors a new avenue to participate in Paisalo Digital's financial instruments, with GLAS Trust Company LLC acting as the trustee.

Additionally, EQUILIBRATEDVENTURE CFLOW(P)LTD., a member of the Promoter/Promoter group, has acquired 74,70,000 Equity Shares of Paisalo Digital Limited, each with a face value of Re 1, through open market purchases this month. Paisalo Digital Limited is listed on both the National Stock Exchange of India Limited and BSE Limited.

Furthermore, the Board has recommended a final dividend of Re 0.10 per equity share (10 per cent) for the fiscal year ending March 31, 2025. This dividend is subject to shareholder approval at the Annual General Meeting on September 29, 2025. The Record Date for determining eligible shareholders is September 22, 2025.

About the Company

Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.

Paisalo Digital has reported its highest-ever total income for the quarter ended June 30, 2025, reaching Rs 218.7 crore, a 17 per cent year-over-year increase. This financial milestone coincides with the company surpassing 1.1 crore customers, adding approximately 15 lakh new customers in a single quarter, which underscores its leadership in inclusive growth. Key highlights from the quarter include a 14 per cent YoY growth in Asset Under Management (AUM) to Rs 5,230.2 crore, a 16 per cent YoY increase in disbursements to Rs 758.1 crore and a 20 per cent rise in Net Interest Income to Rs 124.4 crore. The company also maintained strong asset quality with GNPA and NNPA at 0.85 per cent and 0.68 per cent, respectively and a robust Capital Adequacy Ratio of 39.5 per cent. Paisalo Digital further expanded its reach by adding 50 new branches, bringing its total to 401 and deepened its co-lending partnership with SBI to enhance credit delivery for MSME and SME loans across India.

The stock is up by 6 per cent from its 52-week low of Rs 29.40 per share. As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.