Small-cap NBFC company to consider and approve the fund-raising proposal by way of issuance of Listed, Secured, Non-Convertible Debentures

DSIJ Intelligence-1 / 01 Aug 2025/ Categories: Multibaggers, Penny Stocks, Trending

Small-cap NBFC company to consider and approve the fund-raising proposal by way of issuance of Listed, Secured, Non-Convertible Debentures

The stock is up by 6.60 per cent from its 52-week low of Rs 29.40 per share.

On Friday, shares of Paisalo Digital Ltd gained 0.80 per cent to Rs 31.34 per share from its previous closing of Rs 31.09 per share. The stock’s 52-week high is Rs 69.18 per share and its 52-week low is Rs 29.40 per share.

Paisalo Digital Limited informed that a meeting of the Operations and Finance Committee of the Board of Directors of Paisalo Digital Limited is scheduled to be held on August 5, 2025 to consider and approve the fund-raising proposal by way of issuance of Listed, Secured, Non-Convertible Debentures on a Private Placement basis.

Paisalo Digital Limited's USD 50 million, 7.5 per cent Foreign Currency Convertible Bonds (FCCBs) due 2029 (ISIN XS2952463086) are now listed on the 'Global Securities Market' of the India International Exchange (IFSC) Limited as of July 31, 2025. In other news, EQUILIBRATEDVENTURE CFLOW(P)LTD., a promoter group entity, recently acquired 74,70,000 equity shares of Paisalo Digital via open market purchases. Additionally, the Board has proposed a final dividend of Re 0.10 per equity share (10 per cent) for FY25, pending shareholder approval at the AGM on September 29, 2025, with the record date set for September 22, 2025.

About the Company

Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.

DSIJ's ‘Penny Pick’ service provides research-backed penny stock recommendations below Rs. 100. If this interests you, download the service details here.

Paisalo Digital has reported its highest-ever total income for the quarter ended June 30, 2025, reaching Rs 218.7 crore, a 17 per cent year-over-year increase. This financial milestone coincides with the company surpassing 1.1 crore customers, adding approximately 15 lakh new customers in a single quarter, which underscores its leadership in inclusive growth. Key highlights from the quarter include a 14 per cent YoY growth in Asset Under Management (AUM) to Rs 5,230.2 crore, a 16 per cent YoY increase in disbursements to Rs 758.1 crore and a 20 per cent rise in Net Interest Income to Rs 124.4 crore. The company also maintained strong asset quality with GNPA and NNPA at 0.85 per cent and 0.68 per cent, respectively and a robust Capital Adequacy Ratio of 39.5 per cent. Paisalo Digital further expanded its reach by adding 50 new branches, bringing its total to 401 and deepened its co-lending partnership with SBI to enhance credit delivery for MSME and SME loans across India.

The stock is up by 6.60 per cent from its 52-week low of Rs 29.40 per share. As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.