Penny stock under Rs 50: Paisalo Digital Ltd Clears FCCB Dues, Convenes Meeting for NCD Allotment

DSIJ Intelligence-1 / 11 Dec 2025/ Categories: Penny Stocks, Trending

The stock is up over 30 per cent from its 52-week low of Rs 29.40 per share.

Paisalo Digital Limited has informed stakeholders regarding two key corporate actions. The company announced that its Operations and Finance Committee has successfully completed the interest payment on its outstanding Foreign Currency Convertible Bonds (FCCBs). This payment was made on the due date of December 10, 2025, in respect of the USD 44 million in FCCBs, which carry a 7.5 per cent coupon rate. This communication was issued pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Additionally, the company has intimated a scheduled meeting of the Operations and Finance Committee of the Board of Directors. This meeting is set to take place on December 15, 2025. The primary purpose of this meeting is to consider and approve the allotment of Non-Convertible Debentures (NCDs), which will be issued via a Private Placement basis. This upcoming meeting intimation complies with Regulation 29 and Regulation 50 of the SEBI Listing Regulations.

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About the Company

Paisalo Digital Limited is engaged in the business of providing convenient and easy loans to the financially excluded at the bottom of India's economic pyramid. The company has a wide geographic reach, with a network of 4,380 touchpoints across 22 states & UTs in India. The company’s mission is to simplify small-ticket size income generation loans by establishing ourselves as a trusted, high-tech, high-touch financial companion for the people of India.

Paisalo Digital Limited reported a strong financial quarter ending September 30, 2025, with Assets Under Management (AUM) growing 20 per cent year-over-year (YoY) to Rs 5,449.40 crore, driven by a 41 per cent YoY increase in disbursements to Rs 1,102.50 crore. Total Income rose 20 per cent YoY to Rs 224 crore, complemented by a stable and healthy asset quality with Gross NPA at a low 0.81 per cent and strong collection efficiency of 98 per cent. The company's expansion efforts increased its reach to 4,380 touchpoints across 22 states and expanded its customer base by 1.8 million during the quarter, while maintaining a robust financial position with a Capital Adequacy Ratio of 38 per cent and a 19 per cent YoY growth in Net Worth to Rs 1,679.90 crore.

The stock is up over 30 per cent from its 52-week low of Rs 29.40 per share. The company has a market cap of Rs 3,400 crore and as of September 2025, SBI Life Insurance Co. Ltd owns a 6.83 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.