NBFC Penny stock below Rs 50: Company has partly redeemed 1200 NCDs on its maturity date!
DSIJ Intelligence-1 / 14 Jul 2025/ Categories: Mindshare, Trending

The stock’s 52-week high is Rs 81.95 per share and its 52-week low is Rs 29.40 per share.
On Monday, shares of Paisalo Digital Ltd SURGED 1.4 per cent to Rs 31.20 per share from its previous closing of Rs 30.77 per share. The stock’s 52-week high is Rs 81.95 per share and its 52-week low is Rs 29.40 per share.
Paisalo Digital Limited has partially redeemed 1,200 of its 9.95 per cent Listed, Secured Redeemable Non-Convertible Debentures (Series- PDL042024, ISIN: INE420C07106) on their maturity date of July 12, 2025. These NCDs, each with a face value of Rs 1,00,000, were redeemed in accordance with the issue terms. The remaining 600 NCDs under the same ISIN are scheduled to mature on October 10, 2025.
About the Company
Paisalo Digital Limited stands as a leading non-deposit-taking NBFC, duly registered with the Reserve Bank of India, distinguished by its extensive distribution network spanning the rural and semi-urban landscapes of India. With a remarkable track record of serving over 94 lakh borrowers through 3,565 touchpoints nationwide, Paisalo has emerged as a frontrunner in the co-lending space. The company is recognised for its pioneering efforts in seamless credit distribution services and its effective administration of income-generating loans, significantly contributing to financial inclusion across the country.
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According to the financials, the company has a market cap of over Rs 2,9800 crore. In its Quarterly Results and annual results, the company reported positive numbers. In Q4FY25, the company reported net sales of Rs 182.08 crore and the net profit increased by 26.4 per cent to Rs 46.29 crore in Q4FY25 compared to Q4FY24. In FY25 results, the net sales increased by 8 per cent to Rs 711.11 crore and the net profit increased by 12 per cent to Rs 200.12 crore compared to FY24.
In March 2025, FIIs bought 88,51,218 shares and increased their stake to 10.38 per cent in March 2025 compared to December 2024. The stock is up by 6.12 per cent from its 52-week low of Rs 29.40 per share. As of March 2025, SBI Life Insurance Co. Ltd owns a 9.36 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.17 per cent stake.
Disclaimer: The article is for informational purposes only and not investment advice.