Penny stock under Rs 50: Paisalo Digital has made an allotment of 700 CPs at total issue value of Rs 33,72,75,750
DSIJ Intelligence-1 / 14 Oct 2025/ Categories: Penny Stocks, Trending
The stock is up by 31.2 per cent from its 52-week low of Rs 29.40 per share.
Paisalo Digital Limited has announced that its Operations and Finance Committee approved the allotment of 700 Commercial Papers (CPs) on October 14, 2025. These listed CPs, issued through a private placement, each have a face value of Rs 5,00,000.00 and were issued at a price of Rs 4,81,822.50, resulting in a total Issue Value of Rs 33,72,75,750.00. The instruments carry a yield of 8.50%, have a tenure of 162 days, and will mature and be redeemed at their full face value, totaling Rs 35,00,00,000.00, on March 25, 2026. The IDBI Bank LTD. acted as the Issuing and Paying Agent (IPA) for the transaction.
The company had earlier announced that it fully redeemed 600 of its 9.95 per cent Listed, Secured Redeemable Non-Convertible Debentures (Series- PDL042024, ISIN: INE420C07106), each with a face value of Rs 1,00,000, on their maturity date, which was October 10, 2025.
About the Company
Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.
Paisalo Digital achieved a record-breaking performance in the quarter ending June 30, 2025, with its total income hitting an all-time high of Rs 218.7 crore, marking a 17 per cent year-over-year increase. The company's customer base expanded significantly, surpassing 1.1 crore by adding 15 lakh new customers in just one quarter. This growth was supported by strong operational metrics, including a 14 per cent rise in Assets Under Management (AUM) to Rs 5,230.2 crore and a 16 per cent increase in disbursements to Rs 758.1 crore.
Paisalo also maintained excellent asset quality, with a low Gross Non-Performing Asset (GNPA) ratio of 0.85 per cent and a strong Capital Adequacy Ratio of 39.5 per cent. To further its reach, the company opened 50 new branches and strengthened its partnership with SBI to improve credit access for MSMEs and SMEs across India. The stock is up by 31.2 per cent from its 52-week low of Rs 29.40 per share. As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.
Disclaimer: The article is for informational purposes only and not investment advice.