Promoter bought 5,82,840 shares: Company fully redeemed and repaid amount towards commercial papers!

On Friday, shares of Paisalo Digital Limited surged 1.9 per cent to Rs 35.01 per share from its previous closing of Rs 34.36 per share. The stock’s 52-week high is Rs 64.12 per share and its 52-week low of Rs 29.40 per share. 

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On September 4, 2025, the company successfully redeemed and repaid two of its Commercial Papers (CPs) listed on the BSE Ltd. The first, with ISIN No. INE420C14201, worth Rs 30 crore, was paid on its maturity date of September 4, 2025. The second CP, with ISIN No. INE420C14110, worth Rs 13 crore and with a maturity date of September 5, 2025, was also repaid a day earlier on September 4, 2025, due to a banking holiday on account of Eid e Milad.

Additionally, the promoter of the company, Equilibrated Venture Cflow Private Limited, bought 5,82,840 shares via the open market.

Furthermore, the Board of Directors of Paisalo Digital Limited approved the issuance of up to 5,000 non-convertible debentures (NCDs) worth Rs 50 crore through a private placement. The NCDs, which have a 36-month tenure and a 10 per cent annual interest rate, will be secured by the company's loan receivables and are set to be listed on the BSE.

About the Company

Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.

Paisalo Digital has reported its highest-ever total income for the quarter ended June 30, 2025, reaching Rs 218.7 crore, a 17 per cent year-over-year increase. This financial milestone coincides with the company surpassing 1.1 crore customers, adding approximately 15 lakh new customers in a single quarter, which underscores its leadership in inclusive growth. Key highlights from the quarter include a 14 per cent YoY growth in Asset Under Management (AUM) to Rs 5,230.2 crore, a 16 per cent YoY increase in disbursements to Rs 758.1 crore and a 20 per cent rise in Net Interest Income to Rs 124.4 crore.

The company also maintained strong asset quality with GNPA and NNPA at 0.85 per cent and 0.68 per cent, respectively and a robust Capital Adequacy Ratio of 39.5 per cent. Paisalo Digital further expanded its reach by adding 50 new branches, bringing its total to 401 and deepened its co-lending partnership with SBI to enhance credit delivery for MSME and SME loans across India.

The stock is up by 19 per cent from its 52-week low of Rs 29.40 per share. As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.