Small-cap NBFC company to consider and approve allotment of non-convertible debentures on a private placement basis!

DSIJ Intelligence-1 / 06 Aug 2025/ Categories: Penny Stocks, Trending

Small-cap NBFC company to consider and approve allotment of non-convertible debentures on a private placement basis!

As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.

Paisalo Digital Limited informed that a meeting of the Operations and Finance Committee of the Board of Directors of the company is scheduled to be held on August 8, 2025, to consider and approve allotment of Non-Convertible Debentures through Private Placement basis.

Additionally, Paisalo Digital Limited's Board approved issuing Rs 50 crore in 36-month NCDs via private placement (5,000 NCDs), with a 9.75% quarterly interest rate. These NCDs will be listed on BSE, with tentative allotment on August 8, 2025. They are secured by loan receivables.

About the Company

Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.

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Paisalo Digital has reported its highest-ever total income for the quarter ended June 30, 2025, reaching Rs 218.7 crore, a 17 per cent year-over-year increase. This financial milestone coincides with the company surpassing 1.1 crore customers, adding approximately 15 lakh new customers in a single quarter, which underscores its leadership in inclusive growth. Key highlights from the quarter include a 14 per cent YoY growth in Asset Under Management (AUM) to Rs 5,230.2 crore, a 16 per cent YoY increase in disbursements to Rs 758.1 crore and a 20 per cent rise in Net Interest Income to Rs 124.4 crore. The company also maintained strong asset quality with GNPA and NNPA at 0.85 per cent and 0.68 per cent, respectively and a robust Capital Adequacy Ratio of 39.5 per cent. Paisalo Digital further expanded its reach by adding 50 new branches, bringing its total to 401 and deepened its co-lending partnership with SBI to enhance credit delivery for MSME and SME loans across India.

The stock is up by 7 per cent from its 52-week low of Rs 29.40 per share. As of June 2025, SBI Life Insurance Co. Ltd owns an 8.96 per cent stake and Life Insurance Corporation of India (LIC) owns a 1.12 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.