Bajaj Finance Announces Q4FY26 Results; PAT Rises 22.8% as AUM Crosses Rs 4.42 Lakh Crore

The Indian equity markets traded weak on Thursday, with the Nifty 50 index declining by 360.95 points or 1.49 per cent to 23,816.70 at 10:27 AM. Amid the broader weakness in benchmark indices, stock-specific action remained visible in select financial counters. In this segment, Bajaj Finance remained in focus after the company announced its audited standalone Q4FY26 and full-year FY26 financial results along with a final dividend recommendation. Despite the strong earnings performance, the stock was trading marginally lower by 0.75 per cent at Rs 87.35 during the session.

Bajaj Finance Q4FY26 Results

Bajaj Finance reported standalone Revenue of Rs 18,430.12 crore in Q4FY26 as against Rs 15,638.47 crore in Q4FY25, registering a growth of 17.8 per cent YoY. The company’s profit before tax came in at Rs 6,484.34 crore compared to Rs 4,904.87 crore in the corresponding quarter last year, marking a growth of 32.2 per cent YoY.

Profit after tax stood at Rs 4,839.50 crore in Q4FY26 as against Rs 3,940.44 crore reported in Q4FY25, reflecting a rise of 22.8 per cent YoY. Earnings per share for the quarter stood at Rs 7.78 compared to Rs 6.36 in the year-ago period.

Bajaj Finance FY26 Annual Performance

For the financial year ended March 31, 2026, Bajaj Finance reported standalone revenue from operations of Rs 69,850.79 crore as against Rs 58,523.57 crore in FY25, registering a growth of 19.4 per cent YoY.

Profit before tax stood at Rs 23,671.90 crore in FY26 compared to Rs 21,676.09 crore in the previous financial year. Profit after tax for FY26 came in at Rs 17,803.87 crore as against Rs 16,661.50 crore reported in FY25, reflecting a growth of 6.9 per cent YoY. Annual earnings per share stood at Rs 28.65 compared to Rs 26.93 in FY25.

Dividend Announcement

The Board of Directors has recommended a final dividend of Rs 6 per equity share of face value Re 1 each for FY26, subject to shareholders’ approval at the ensuing Annual General Meeting. The company stated that this includes a special payout of Rs 0.60 per equity share arising from the exceptional gain on sale of Bajaj Housing Finance shares. The record date for determining shareholder eligibility for final dividend has been fixed as June 30, 2026.

Assets Under Management Crosses Major Milestone

Bajaj Finance’s consolidated Assets Under Management (AUM) stood at approximately Rs 4.42 lakh crore as of March 31, 2026, reflecting a growth of around 26 per cent compared to Rs 3.51 lakh crore as of March 31, 2025. The company continued to witness broad-based loan book expansion across consumer finance, SME lending, commercial lending and mortgages, supported by deeper digital sourcing and cross-sell initiatives.

Customer Franchise Continues to Expand

The company added a strong number of new customers during the year, taking its overall customer franchise to more than 106 million. Bajaj Finance also recorded healthy growth in new loans booked during FY26

About Bajaj Finance

Bajaj Finance Ltd is one of India’s largest non-banking financial companies engaged in consumer lending, SME finance, commercial lending, rural lending, wealth advisory and digital financial solutions. The company operates through a diversified lending franchise with a strong nationwide distribution network and remains a key financial services arm of the Bajaj Finserv group.

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Disclaimer: This article is for informational purposes only and not investment advice.