India’s 7th Largest Public Sector Bank Announces Q4 Results; Net Profit Rises 5 Per Cent, Rs 18.25 Dividend Announced

The Indian equity markets traded on a positive note on Wednesday, with the Nifty 50 index rising by 211.10 points or 0.88 per cent to 24,206.80 during the session. Banking counters also remained firm, with the Bank Nifty index gaining 169.25 points or 0.31 per cent to 55,569.60. Amid this, Indian Bank share price traded marginally higher by 0.07 per cent at Rs 896.75 after the public sector lender announced its standalone audited Q4FY26 and full year FY26 financial results, along with Dividend recommendation and equity capital raising plan.

Indian Bank Q4FY26 Standalone Results

Indian Bank reported total income of Rs 19,980.07 crore in Q4FY26 as against Rs 18,599.16 crore in Q4FY25, registering a growth of 7.4 per cent YoY. On a sequential basis, total income increased from Rs 19,663.34 crore reported in Q3FY26.

Operating profit stood at Rs 5,285.73 crore compared to Rs 5,018.67 crore in the corresponding quarter last year, reflecting a growth of 5.3 per cent YoY. Sequentially, operating profit improved from Rs 5,023.58 crore.

Profit before Tax came in at Rs 4,059.97 crore as against Rs 4,224.07 crore in Q4FY25, marking a decline of 3.9 per cent YoY. However, on a QoQ basis, profit before tax moderated from Rs 4,166.56 crore.

Net profit stood at Rs 3,103.13 crore in Q4FY26 compared to Rs 2,956.07 crore in Q4FY25, registering a growth of 5 per cent YoY. Sequentially, net profit improved from Rs 3,061.48 crore reported in the December quarter. Earnings per share for the quarter stood at Rs 23.04 as against Rs 21.95 in Q4FY25.

Indian Bank FY26 Standalone Annual Performance

For the financial year ended March 31, 2026, total income stood at Rs 77,441.29 crore as against Rs 71,225.64 crore reported in FY25, registering a growth of 8.7 per cent YoY.

Operating profit for FY26 came in at Rs 19,916.10 crore compared to Rs 18,998.20 crore in the previous financial year, reflecting a growth of 4.8 per cent YoY.

Profit before tax stood at Rs 16,403.72 crore in FY26 as against Rs 14,786.93 crore reported in FY25, marking a growth of 10.9 per cent YoY.

Net profit for FY26 was reported at Rs 12,155.65 crore compared to Rs 10,918.29 crore in FY25, reflecting a growth of 11.3 per cent YoY. Annual earnings per share stood at Rs 90.24 as against Rs 81.06 in the previous financial year.

Indian Bank Business Highlights

The bank’s gross NPA improved to 1.98 per cent at the end of March 2026 from 3.09 per cent a year ago, while net NPA improved to 0.15 per cent from 0.19 per cent. Capital Adequacy Ratio stood at 17.93 per cent, while CASA ratio remained healthy at 40.17 per cent.

The Board of Directors has recommended a dividend of Rs 18.25 per equity share for FY25-26. Further, the board also approved raising equity capital up to Rs 5,000 crore through QIP, FPO, Rights Issue or a combination of instruments.

About Indian Bank

Indian Bank is one of India’s leading public sector banks with a nationwide banking franchise and overseas presence. Headquartered in Chennai, the bank offers a diversified portfolio across retail banking, corporate banking, MSME lending, treasury operations and digital financial services through an extensive branch and ATM network.

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Disclaimer: This article is for informational purposes only and not investment advice.