Paisalo Digital Limited has announced that its Operations and Finance Committee of the Board of Directors approved the allotment of Commercial Papers (CPs) on October 16, 2025. The company allotted 100 listed CPs through a private placement, each with a face value of Rs. 5,00,000.00. The total issue value for these CPs was Rs 4,82,14,750.00, which implies an annual yield of 8.50%. The papers have a tenure of 159 days and will mature on March 24, 2026, with a total redemption value of Rs 5,00,00,000.00. IDBI Bank LTD is named as the Issuing and Paying Agent (IPA).

Earlier, the company allotted 700 Commercial Papers (CPs). These listed CPs, issued through a private placement, each have a face value of Rs 5,00,000.00 and were issued for Rs 4,81,822.50, resulting in a total Issue Value of Rs 33,72,75,750.00. The instruments carry a yield of 8.50 per cent, have a tenure of 162 days, and will mature and be redeemed at their full face value, totalling Rs 35,00,00,000.00, on March 25, 2026. The IDBI BANK LTD. acted as the Issuing and Paying Agent (IPA) for the transaction.

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About the Company

Paisalo Digital Limited focuses on providing accessible, small-ticket income generation loans to underserved populations across 22 states and UTs in India, leveraging a network of 3,997 touch points. Their mission is to be a trusted, high-tech and high-touch financial companion, using a customer-centric approach and data analytics to deliver tailored, scalable solutions while ensuring strong governance and regulatory compliance.

Paisalo Digital achieved a record-breaking performance in the quarter ending June 30, 2025, with its total income hitting an all-time high of Rs 218.7 crore, marking a 17 per cent year-over-year increase. The company's customer base expanded significantly, surpassing 1.1 crore by adding 15 lakh new customers in just one quarter. This growth was supported by strong operational metrics, including a 14 per cent rise in Assets Under Management (AUM) to Rs 5,230.2 crore and a 16 per cent increase in disbursements to Rs 758.1 crore.

Paisalo also maintained excellent asset quality, with a low Gross Non-Performing Asset (GNPA) ratio of 0.85 per cent and a strong Capital Adequacy Ratio of 39.5 per cent. To further its reach, the company opened 50 new branches and strengthened its partnership with SBI to improve credit access for MSMEs and SMEs across India. The stock is up by 38 per cent from its 52-week low of Rs 29.40 per share. As of September 2025, SBI Life Insurance Co. Ltd owns a 6.83 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.