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83,674.92-0.66%

HDB Financial Services Ltd. (Industry - Finance - NBFC)

716 -4.85 (-0.67%)

Market Cap
₹ 59,447.76 Cr.
P/E Ratio
27.51
Current Price
₹ 716
Open
₹ 717.7
High
₹ 720.85
Prev Close
₹ 720.85
Quantity Traded
35,821
52 High
₹ 865.1
52 Low
₹ 695.25
Dividend Yield
0.42%
EBITDA Margin
58.62%
ROE
13.85%
Book Value
₹ 240.68
Face Value
₹ 10

Shareholding

Dec 2025Sep 2025Jun 2025
Promoters74.1574.1974.19
Mutual Funds UTI11.4010.924.85
FII/Banks3.323.174.11
Others11.1311.7216.85

Quarterly Results

(All figures In ₹ Cr.)Jun 2025Sep 2025Dec 2025Trend 2025-25
Sales4,465.44,545.44,673.5
Other Income----
Operating Profit2,523.62,528.62,615.5
Interest1,739.71,6941,704
Depreciation51.452.451.2
Taxation164.8200.8216.4
Net Profit / Loss567.7581.4643.9

Annual Results

(All figures In ₹ Cr.)Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Sales10,944.7811,306.2912,402.8814,173.0716,300.28
Other Income28.222122.240.851.24
Operating Profit4,516.94,791.686,272.398,356.549,555.58
Interest3,908.43,345.183,533.154,906.736,433.36
Depreciation107.7998.94111.84145.14194.42
Taxation109.24336.16668.05843.83751.88
Net Profit / Loss391.471,011.41,959.352,460.842,175.92

Cash Flow

(All figures In ₹ Cr.)Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Cash from Operating Activity-341.751,957.09-6,850.61-16,736.04-13,626.33
Cash from Investing Activity131.38-703.28973.32-2,145.561,159.02
Cash from Financing Activity607.93-1,499.545,795.9919,133.5512,769.92
Net Cash Flow397.56-245.73-81.3251.95302.61

Balance Sheet

Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Share Capital789.19790.44791.4793.08795.78
Reserve7,594.088,713.7610,605.9612,880.4114,918.62
Borrowings15,483.7117,355.119,513.5625,567.4436,436.83
Other Liabilities4,519.624,581.594,515.632,859.083,779.8
Total Liabilities43,911.9741,572.147,310.9163,239.5567,424.18
Fixed Assets269.51243.64333.02184.68275.42
CWIP------
Investments1,634.862,652.141,319.373,726.532,666.43
Other Assets60.73216.1222.56346.08614.84
Total Assets43,911.9741,572.147,310.9163,239.5567,424.18

Financial Ratios

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2018-25
NetNPA1.131.263.243.222.410.970.641.01
Total_CAR18.0117.9119.3618.8920.2220.0519.2519.22
Cost_IncRatio---------
NIM---------
Price_Book---------
ROA2.362.271.710.631.622.973.022.15

Peer Companies

Company
Market Cap (₹Cr.)
CMP (₹)
% Change
52 Week H/L
Book Value (₹)
PE (x)
59,850.45
716
(-0.67%)
865.1 / 695.25
240.68
27.60
6,02,989.61
999.8
(3.17%)
1,094.2 / 818.79
157.34
32.81
1,98,802.26
1,083.25
(2.52%)
1,062.2 / 538.15
334.44
21.61
1,71,693.65
267.65
(-0.96%)
333.55 / 200.95
46
134.73
1,57,903.58
4,069
(3.45%)
4,094.1 / 2,017.35
793.17
21.59
1,51,754.07
357.3
(-0.06%)
361.6 / 316.9
89.39
58.08
1,46,720.54
1,732
(0.54%)
1,805.4 / 1,310.65
322.78
30.36
1,23,475.15
11,020
(-0.67%)
14,517.85 / 10,552.55
2,060.67
61.27
90,010.98
343
(-0.23%)
364.15 / 152.45
105.57
29.71
73,129.35
771.3
(0.36%)
1,017.15 / 736.35
161.27
34.85

Broker Report

Tips
(Reco Date)
Reco Price
Target Price
CMP
(Returns)
Broker / Analyst
Investment Logic
NA
(15 Jan 2026)
764
815
716
(NA%)
Motilal Oswal Financial Services Ltd.
BUY
(16 Oct 2025)
743
850
716
(-3.63%)
Emkay Research
HOLD
(15 Oct 2025)
743
820
716
(-3.63%)
Motilal Oswal Securities
HOLD
(20 Aug 2025)
788
860
716
(-9.14%)
Motilal Oswal Securities
BUY
(02 Jul 2025)
740
900
716
(-3.24%)
Emkay Research

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