Aptus Value Housing Finance India Limited is a housing finance group serving self-employed, low- and middle-income, first-time homebuyers in semi-urban and rural markets. Its core offerings are home loans, quasi-home loans for self-occupied residential property, top-up and insurance loans, alongside small business loans through its NBFC subsidiary. The group originates business through branches, field-led sourcing, referrals and digital channels, using in-house underwriting and technology platforms. It operates 339 branches across six states and one Union Territory.
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