Equitas Small Finance Bank Limited is an Indian small finance bank that provides retail deposits, lending, treasury services and financial-product distribution. Its Retail Banking business serves retail depositors and borrowers, while Corporate or Wholesale Banking lends to trusts, partnership firms, companies and statutory bodies. Treasury manages investments, money-market operations, foreign exchange and derivatives. The Bank operates solely in India and also earns fee income through insurance and mutual-fund distribution, alongside its core interest income from advances and investments.
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