IIFL Finance Limited is a retail-focused non-banking financial company offering gold loans, home loans, loan against property, MSME finance, microfinance and co-lending products. It serves individuals, self-employed and informal-sector customers, small businesses and economically weaker sections across India. Its housing-finance subsidiary focuses on affordable housing, while its microfinance subsidiary lends to women organised in joint-liability groups. The group combines branch-led local distribution with digital underwriting, collections, customer service and fraud-detection capabilities.
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