Laxmi India Finance Limited is a retail-focused non-banking financial company providing MSME, vehicle, construction, loan-against-property, business and personal loans in India. It serves small businesses, self-employed individuals, entrepreneurs, transport operators and existing retail borrowers, with lending linked to livelihoods, productive assets and household needs. Its branch-led model operates across six states, combining local Relationship Officers and collection centres with centralised credit oversight, digital onboarding, bureau integration, collateral verification and technology-enabled collection processes.
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