Muthoot Finance Limited is a non-banking financial company centred on short-tenor loans secured by gold jewellery. It provides gold loans through a pan-India branch network, supported by in-house appraisal, custody, underwriting and collections, while digital channels support loan servicing. The company also offers personal, business and small-business loans, loans against property, money-transfer and collection services. Its group extends into separately branded gold lending, affordable housing finance, microfinance, insurance broking and financial services in Sri Lanka.
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