OnEMI Technology Solutions Limited operates Kissht, a technology-enabled digital lending platform serving India’s mass-market and mass-affluent customers. Through its wholly owned NBFC subsidiary, Si Creva Capital Services, it offers personal loans and loans against property to salaried and self-employed borrowers. The group combines its customer application, cloud-based lending systems and collections infrastructure with lending and co-lending partnerships. It has pan-India personal-loan presence, a branch network for LAP, and also distributes life and general insurance products.
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