PNB Housing Finance Limited is a housing finance company providing home loans for purchase, construction, repair and upgradation, along with loans against property, commercial-space finance and residential-plot loans. Its retail business operates through Prime, Emerging Markets and Affordable Housing under the Roshni brand, complemented by selective corporate lending. The Company serves salaried and non-salaried customers across India through branches, partner channels, doorstep services and digital loan-processing capabilities, with a focus on expanding in Tier 2 and Tier 3 cities.
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