Mutual Funds or Direct Equity: What is Better?
Ninad RamdasiCategories: DSIJ_Magazine_Web, DSIJMagazine_App, Editorial, MF - Editorial, Mutual Fund
Given the expected peaking of inflation and rebound in equity markets, the buoyant mood amongst equity investors is only logical.
Given the expected peaking of inflation and rebound in equity markets, the buoyant mood amongst equity investors is only logical. The question is how best to play the markets? Should it be directly through demat account using your own study and analysis or via mutual funds where you trust the professional judgement of the portfolio manager? Our cover story in this issue focuses on this core issue and explains what the right way is to manage your money. Do share your thoughts on the subject and let us know if you find it helpful. Further, in our special story we have discussed about cleaning up your portfolio. Most people find managing the mutual fund portfolio difficult.
In the article we have discussed what a cluttered portfolio is and what steps can be taken to clean it up. The guidelines mentioned therein may certainly help you to make your mutual funds more disciplined and thereby take advantage of all the right opportunities instead of simply increasing the number of funds. The SIP inflows have been steady this year. So far, between April and October, the industry has received close to ₹87,300 crore via SIPs. This indicates an impressive jump of over 30 per cent compared to last year. In a similar period the previous year we have seen SIP inflows of ₹67,000 crore. It seems the the SIP investing trend will strengthen going forward. Keep up the flow!
Yogesh Supekar
Executive Editor