Rs 10,000 Monthly SIP Turned Into Rs 96 Lakh In 15 Years; Check Top 5 Equity Funds

Rs 10,000 Monthly SIP Turned Into Rs 96 Lakh In 15 Years; Check Top 5 Equity Funds

ICICI Prudential Midcap Fund, Value Fund, Multicap Fund, Large & Mid Cap Fund and Focused Equity Fund delivered annualised returns of up to 18.5 per cent over the last 15 years, helping SIP investors build a corpus of up to Rs 96.84 lakh through disciplined investing.

Key Takeaways

Systematic Investment Plans (SIPs) have emerged as one of the most effective ways for investors to build wealth over the long term. Among India's leading asset management companies, ICICI Prudential Mutual Fund has delivered strong returns across several equity schemes over the past 15 years. Data as of May 31, 2026, shows that five ICICI Prudential Equity Funds generated annualised returns of more than 15 per cent, helping disciplined SIP investors create substantial wealth over time.

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ICICI Prudential Midcap Fund

With an Assets Under Management (AUM) of Rs 7,789.35 crore, ICICI Prudential Midcap Fund primarily invests in mid-sized companies that have the potential to become future market leaders. Mid-Cap stocks often offer a balance between growth potential and business maturity.

The fund delivered a 15-year CAGR of 18.50 per cent, the highest among the schemes listed. A monthly SIP of Rs 5,000 would have grown to approximately Rs 48.41 lakh, while a Rs 10,000 monthly SIP would have accumulated nearly Rs 96.84 lakh over 15 years.

ICICI Prudential Value Fund

ICICI Prudential Value Fund follows a value-investing strategy by identifying fundamentally strong companies that are trading below their intrinsic value.

The fund manages an AUM of Rs 58,954.43 crore and has generated a 15-year CAGR of 16.44 per cent. A monthly SIP of Rs 5,000 would have grown to around Rs 39.14 lakh, while a Rs 10,000 SIP would have accumulated approximately Rs 78.28 lakh over the same period.

ICICI Prudential Multicap Fund

With an AUM of Rs 17,675.80 crore, ICICI Prudential Multicap Fund invests across Large-Cap, mid-cap and Small-Cap stocks, providing diversified exposure across market capitalisations.

The scheme delivered a 15-year CAGR of 15.65 per cent. A monthly SIP of Rs 5,000 would have grown to approximately Rs 36.13 lakh, while a Rs 10,000 SIP would have accumulated about Rs 72.25 lakh over 15 years.

ICICI Prudential Large & Mid Cap Fund

ICICI Prudential Large & Mid Cap Fund combines investments in established large-cap companies and high-growth mid-cap businesses, aiming to balance stability and growth.

The fund manages Rs 30,146.91 crore in assets and has delivered a 15-year CAGR of 15.36 per cent. A monthly SIP of Rs 5,000 would have grown to nearly Rs 35.09 lakh, while a Rs 10,000 SIP would have accumulated approximately Rs 70.17 lakh.

ICICI Prudential Focused Equity Fund

With an AUM of Rs 16,147.16 crore, ICICI Prudential Focused Equity Fund follows a concentrated investment approach, maintaining a portfolio of high-conviction stocks across sectors and market capitalisations.

The fund generated a 15-year CAGR of 14.69 per cent. A monthly SIP of Rs 5,000 would have grown to approximately Rs 32.81 lakh, while a Rs 10,000 SIP would have accumulated about Rs 65.62 lakh over the same period.

Comparison Of Top ICICI Prudential Equity Funds

Fund

AUM (Rs Cr)

15-Year CAGR

Rs 5,000 SIP Value

Rs 10,000 SIP Value

ICICI Prudential Midcap Fund

7,789.35

18.50%

Rs 48.41 lakh

Rs 96.84 lakh

ICICI Prudential Value Fund

58,954.43

16.44%

Rs 39.14 lakh

Rs 78.28 lakh

ICICI Prudential Multicap Fund

17,675.80

15.65%

Rs 36.13 lakh

Rs 72.25 lakh

ICICI Prudential Large & Mid Cap Fund

30,146.91

15.36%

Rs 35.09 lakh

Rs 70.17 lakh

ICICI Prudential Focused Equity Fund

16,147.16

14.69%

Rs 32.81 lakh

Rs 65.62 lakh


The data highlights the power of long-term investing and disciplined SIP contributions. Even a modest monthly investment of Rs 5,000 has the potential to grow into a sizeable corpus over a 15-year period when supported by consistent returns and the power of compounding. Among the funds listed, ICICI Prudential Midcap Fund delivered the highest long-term return, nearly doubling the wealth generated by a Rs 10,000 monthly SIP to around Rs 97 lakh.

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Disclaimer: The article is for informational purposes only and not investment advice.