Leading NBFC Paisalo Digital secures Rs 188.5 crore to reduce cost of funds, strengthen capital efficiency and scale growth initiatives
DSIJ Intelligence-1Categories: Mindshare, Trending
Paisalo Digital Limited, a leading systemically important non-deposit taking NBFC focused on inclusive lending, has successfully raised Rs 188.5 crores at an annual ROI of 8.5 per cent through its latest listed issuances in Q3.
On Tuesday, shares of Paisalo Digital Limited surged 0.10 per cent to Rs 35.58 per share from its previous closing of Rs 35.55 per share. The stock’s 52-week high is Rs 48.19 per share and its 52-week low is Rs 29.40 per share.
Paisalo Digital Limited, a leading systemically important non-deposit taking NBFC focused on inclusive lending, has successfully raised Rs 188.5 crores at an annual ROI of 8.5 per cent through its latest listed issuances in Q3. This raise highlights the Company’s strong credit profile, disciplined risk management, and robust balance‑sheet strength. This issuance is expected to meaningfully reduce Paisalo’s cost of funds, strengthen its medium-term capital base, and enhance its lending capacity. Paisalo will deploy the proceeds to support its pan-India expansion across 22 states and UTs, deepen its High Tech–High Touch distribution model, and accelerate the rollout of new lending products aimed at micro‑entrepreneurs, self-employed borrowers, and underserved income segments.
With 4,380 touchpoints and a rapidly growing customer franchise, Paisalo is positioned to capture a larger share of India’s formalising MSME and income‑generation credit ecosystem. This raise comes at a time when NBFCs with strong governance and disciplined underwriting are expected to emerge as beneficiaries of evolving market dynamics. These developments not only strengthen Paisalo’s credit profile but also set the foundation for faster, more diversified, and more profitable growth over the medium term, further solidifying its role as a leading financial enabler for India’s underserved population.
About the Company
Paisalo Digital Limited is engaged in the business of providing convenient and easy loans to the financially excluded at the bottom of India's economic pyramid. The company has a wide geographic reach, with a network of 4,380 touchpoints across 22 states & UTs in India. The company’s mission is to simplify small-ticket size income generation loans by establishing ourselves as a trusted, high-tech, high-touch financial companion for the people of India.
The stock is up by 21 per cent from its 52-week low of Rs 29.40 per share. The company has a market cap of Rs 3,200 crore and as of September 2025, SBI Life Insurance Co. Ltd. owned a 6.83 per cent stake.
Disclaimer: The article is for informational purposes only and not investment advice.