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L&T Finance Ltd. (Industry - Finance - NBFC)

284.7 7.15 (2.58%)

Market Cap
₹ 71,277.15 Cr.
P/E Ratio
24.73
Current Price
₹ 284.7
Open
₹ 286.85
High
₹ 298.85
Prev Close
₹ 277.55
Quantity Traded
6,89,205
52 High
₹ 320.4
52 Low
₹ 132.4
Dividend Yield
0.99%
EBITDA Margin
61.16%
ROE
11.04%
Book Value
₹ 107.09
Face Value
₹ 10

Shareholding

Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters66.0366.1066.1666.2466.25
Mutual Funds UTI15.3314.3314.1113.2812.17
FII/Banks6.666.406.195.485.30
Others11.9813.1713.5415.0016.28

Quarterly Results

(All figures In ₹ Cr.)Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Trend 2024-25
Sales3,669.743,782.094,015.24,095.094,019.754,256.754,332.744,578.2
Other Income5.950.565.057.74.680.320.353.51
Operating Profit2,044.142,291.552,437.412,418.522,437.152,608.412,662.382,770.14
Interest1,335.081,351.41,476.271,569.231,599.831,635.731,634.281,703.01
Depreciation26.127.0131.8134.6939.4639.1349.3456.12
Taxation138.08234.22240.21195.42167.27239.46251.05251.16
Net Profit / Loss544.88678.92689.12619.18630.59694.09727.71731.42

Annual Results

(All figures In ₹ Cr.)Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Sales171.26335.8712,898.213,574.4315,912.13
Other Income20.1614.622,572.142,152.232,254.04
Operating Profit157.65328.298,281.138,481.989,594.55
Interest192.9673.495,822.215,386.646,006.65
Depreciation0.580.37106.09108.7132.97
Taxation72.7436.25603.88700.41837.12
Net Profit / Loss116.05218.181,919.872,286.232,617.81

Cash Flow

(All figures In ₹ Cr.)Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Cash from Operating Activity-170.4408.156,360.44649.61-16,607.67
Cash from Investing Activity272.18-0.77-505.44858.79499.13
Cash from Financing Activity1,295.74-1,664.28-1,659.27-7,052.6715,440.76
Net Cash Flow1,397.52-1,256.94,195.73-5,544.27-667.78

Balance Sheet

Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Share Capital2,469.452,474.042,479.672,488.942,494.87
Reserve8,341.088,614.4118,698.1420,596.3322,690.21
Borrowings707.63104.8242,427.8943,512.1252,653.37
Other Liabilities22.5816.69603.181,596.56718.89
Total Liabilities12,083.6311,272.162,007.8756,297.4665,031.77
Fixed Assets0.930.56216.46207.69332.74
CWIP--4.8135.6245
Investments10,090.219,227.3315,771.9913,322.5412,984.11
Other Assets226.57985.211,421.961,300.81
Total Assets12,083.6311,272.162,007.8756,297.4665,031.77

Financial Ratios

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2018-25
NetNPA2.34-----1.671.71
Total_CAR---23.822.8824.5222.8422.27
Cost_IncRatio---------
NIM---------
Price_Book4.123.951.342.191.80.961.711.52
ROA3.432.792.50.961.83.322.232.39

Peer Companies

Company
Market Cap (₹Cr.)
CMP (₹)
% Change
52 Week H/L
Book Value (₹)
PE (x)
69,487.08
284.7
(2.58%)
320.4 / 132.4
107.09
24.90
5,62,730.16
964.75
(6.68%)
1,094.2 / 818.79
149.98
30.30
1,81,036.82
1,000.5
(3.98%)
1,022.9 / 538.15
334.45
20.55
1,55,175.49
263.95
(8.07%)
333.55 / 200.95
46
120.97
1,42,332.62
3,625.2
(2.25%)
4,094.1 / 2,017.35
793.17
19.39
1,40,505.16
345.65
(4.43%)
361.6 / 316.9
89.39
55.26
1,35,893.35
1,700.7
(6.58%)
1,805.4 / 1,310.65
322.8
27.76
1,18,454.13
10,921.6
(2.61%)
14,517.85 / 10,552.55
2,044.41
61.22
87,192.4
345.45
(3.71%)
364.15 / 152.45
102.76
29.67
70,070
756.65
(2.76%)
1,017.15 / 752.45
161.27
33.55

Broker Report

Tips
(Reco Date)
Reco Price
Target Price
CMP
(Returns)
Broker / Analyst
Investment Logic
BUY
(21 Jan 2026)
280
375
284.7
(1.68%)
Anand Rathi Share and Stock Brokers Limited
BUY
(20 Jan 2026)
300
370
284.7
(-5.10%)
Motilal Oswal Financial Services Ltd.
HOLD
(20 Jan 2026)
300
325
284.7
(-5.10%)
ICICI Securities
BUY
(03 Sep 2025)
227
260
284.7
(25.42%)
Motilal Oswal Securities
BUY
(22 Jul 2025)
210
250
284.7
(35.57%)
ICICI Securities
BUY
(21 Jul 2025)
211
250
284.7
(34.93%)
Motilal Oswal Securities
SELL
(21 Jul 2025)
203
190
284.7
(-40.25%)
Emkay Research
BUY
(20 Jun 2025)
190
240
284.7
(49.84%)
Sharekhan
HOLD
(15 May 2025)
178
200
284.7
(59.94%)
ICICI Securities
SELL
(29 Apr 2025)
168
150
284.7
(-69.46%)
Emkay Research

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