enquiry@dsij.in |+91 9240904920
SENSEX-417.01
83,816.63-0.5%

SBI Cards And Payment Services Ltd. (Industry - Finance - NBFC)

773.55 5.05 (0.66%)

Website: http://www.sbicard.com
BSE: 543066
NSE: SBICARD
Market Cap
₹ 73,609.9 Cr.
P/E Ratio
34.96
Current Price
₹ 773.55
Open
₹ 760.8
High
₹ 774.5
Prev Close
₹ 768.5
Quantity Traded
11,527
52 High
₹ 1,017.15
52 Low
₹ 736.35
Dividend Yield
0.33%
EBITDA Margin
29.82%
ROE
15.19%
Book Value
₹ 161.27
Face Value
₹ 10

Shareholding

Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters68.5868.5968.5968.6068.60
Mutual Funds UTI17.8617.7617.5017.2216.47
FII/Banks10.1410.1010.239.889.52
Others3.423.553.684.305.41

Quarterly Results

(All figures In ₹ Cr.)Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Trend 2024-25
Sales4,347.724,358.644,421.044,618.694,673.954,876.924,960.985,127.26
Other Income126.85123.95134.78147.87157.79158.47175.5226.16
Operating Profit1,663.611,615.371,383.241,395.031,512.11,596.211,394.851,568.06
Interest723.82766.83787.68828.64795.26812.82760.07785.07
Depreciation51.6349.3750.3548.76-1.6935.0335.0133.88
Taxation225.79204.72140.79134.4184.35192.4155192.47
Net Profit / Loss662.37594.45404.42383.23534.18555.96444.77556.64

Annual Results

(All figures In ₹ Cr.)Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Sales9,296.4610,677.2713,666.6416,968.4218,072.22
Other Income417.121,180.5619.03515.08564.93
Operating Profit2,847.093,824.065,478.426,741.166,671.03
Interest1,400.11,503.342,284.043,312.613,943.53
Depreciation123.26148.56163.81196.75146.82
Taxation339.21556.02772.1823.92664.27
Net Profit / Loss984.521,616.142,258.472,407.881,916.41

Cash Flow

(All figures In ₹ Cr.)Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Cash from Operating Activity692.32-4,391.46-6,670.51-5,653.38-2,140.46
Cash from Investing Activity-996.78-538.12-921.44-1,254.93-2,490.57
Cash from Financing Activity431.755,044.547,823.588,400.574,686.51
Net Cash Flow127.29114.96231.631,492.2655.48

Balance Sheet

Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Share Capital940.53943.18946.07950.97951.36
Reserve5,318.086,761.558,843.8511,120.2712,814.95
Borrowings12,875.6615,495.2623,142.8731,993.2138,463.31
Other Liabilities1,915.392,785.253,150.074,733.045,267.26
Total Liabilities11,451.4615,399.3517,985.7820,176.4420,474.82
Fixed Assets308.1439.46550.96542.1320.12
CWIP10.0714.2422.6922.3110.14
Investments1,029.631,358.492,170.53,541.16,263.68
Other Assets701.98789.521,098.891,158.591,195.16
Total Assets11,451.4615,399.3517,985.7820,176.4420,474.82

Financial Ratios

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2018-25
NetNPA0.940.830.671.150.780.870.991.46
Total_CAR18.5620.1422.4324.7523.8323.0820.5322.85
Cost_IncRatio---------
NIM---------
Price_Book--10.9113.9710.437.155.386.1
ROA4.584.865.533.815.295.674.673.12

Peer Companies

Company
Market Cap (₹Cr.)
CMP (₹)
% Change
52 Week H/L
Book Value (₹)
PE (x)
73,129.35
773.55
(0.66%)
1,017.15 / 736.35
161.27
34.85
6,02,989.61
999.95
(3.19%)
1,094.2 / 818.79
157.34
32.81
1,98,802.26
1,081.6
(2.37%)
1,062.2 / 538.15
334.44
21.61
1,71,693.65
267.7
(-0.94%)
333.55 / 200.95
46
134.73
1,57,903.58
3,964.8
(0.80%)
4,094.1 / 2,017.35
793.17
21.59
1,51,754.07
358.15
(0.18%)
361.6 / 316.9
89.39
58.08
1,46,720.54
1,738.2
(0.90%)
1,805.4 / 1,310.65
322.78
30.36
1,23,475.15
11,102.4
(0.07%)
14,517.85 / 10,552.55
2,060.67
61.27
90,010.98
344.65
(0.25%)
364.15 / 152.45
105.57
29.71
72,153.4
290.85
(0.92%)
320.4 / 132.4
107.09
26.19

Broker Report

Tips
(Reco Date)
Reco Price
Target Price
CMP
(Returns)
Broker / Analyst
Investment Logic
BUY
(29 Jan 2026)
782
992
773.55
(-1.08%)
Anand Rathi Research
NA
(28 Jan 2026)
782
875
773.55
(NA%)
Motilal Oswal Financial Services Limited
HOLD
(07 Oct 2025)
905
950
773.55
(-14.52%)
Motilal Oswal Securities
HOLD
(27 Jul 2025)
889
950
773.55
(-12.99%)
Motilal Oswal Securities
HOLD
(24 Apr 2025)
927
975
773.55
(-16.55%)
Motilal Oswal Securities
BUY
(01 Apr 2025)
890
1,000
773.55
(-13.08%)
ICICI Securities
HOLD
(29 Oct 2024)
685
750
773.55
(12.93%)
Motilal Oswal Securities
HOLD
(24 Sep 2024)
780
850
773.55
(-0.83%)
Motilal Oswal Securities
SELL
(19 Sep 2024)
779
700
773.55
(0.70%)
Emkay Research
HOLD
(28 Jul 2024)
722
770
773.55
(7.14%)
Motilal Oswal Securities

Related Articles

माइंडशेअरम्युच्युअल फंड बातम्यातिमाही निकालमुलाखतीआयपीओ विश्लेषणमल्टिबॅगरपेनी स्टॉक्सडिव्हिडेंडबोनस आणि स्टॉक स्प्लिटएसएमईस्टार्टअपस्विंग ट्रेडिंग

If you want to stay updated with the share market news today, keep a close watch on the indian stock market today with real time movements like sensex today live and overall stock market today trends. Investors tracking ipo allotment status, ipo news today, or the latest ipo india can also follow daily updates along with bse share price live data. Whether you are learning how to invest in stock market in india, preparing for a market crash today, or searching for the best stocks to buy in india, insights on top gainers today india, top losers today india, trending stocks india and long term stocks india help in making informed investment decisions.

Stay informed, stay disciplined, and make smarter investment choices with timely and reliable market insights.

सर्व हक्क राखीव 2026 डीएसआयजे वेल्थ अ‍ॅडव्हायझरी प्रायव्हेट लिमिटेड (पूर्वी डीएसआयजे प्रायव्हेट लिमिटेड म्हणून ओळखले जाणारे)