Bank of Baroda Announces Q4FY26 Results; PAT Rises 11%, NII Grows 9%, Declares Rs 8.50 Dividend

The Indian equity markets traded lower on Monday, with the benchmark Nifty 50 index declining 1.02 per cent to 23,929.05 during the session. Banking stocks remained under pressure, with Bank Nifty declining 1.12 per cent to 54,689.40. In this segment, Bank of Baroda remained in focus after the public sector lender announced its Q4FY26 and FY26 financial results along with Dividend recommendation. On Monday, Bank of Baroda (BOB) share price gained 1.31 per cent to Rs 267.35.

Bank of Baroda Q4FY26 Results

Bank of Baroda reported its highest-ever quarterly net profit of Rs 5,616 crore in Q4FY26 as against Rs 5,048 crore reported in Q4FY25, registering a growth of 11.2 per cent YoY.

Net Interest Income (NII) for the quarter increased 8.7 per cent YoY to Rs 12,494 crore compared to Rs 11,494 crore in the corresponding quarter last year. Operating profit for Q4FY26 stood at Rs 9,069 crore, rising 11.5 per cent YoY.

The bank’s operating expenses during the quarter declined 8.7 per cent YoY to Rs 7,391 crore.

Bank of Baroda FY26 Annual Performance

For the financial year ended March 31, 2026, Bank of Baroda reported net profit of Rs 20,021 crore, crossing the Rs 20,000 crore milestone for the first time.

Net Interest Income for FY26 stood at Rs 47,682 crore as against Rs 46,518 crore in FY25, reflecting a growth of 2.5 per cent YoY. Operating profit for FY26 stood at Rs 32,259 crore.

The bank’s global business crossed Rs 30 lakh crore as of March 31, 2026. Global advances registered a growth of 16.2 per cent YoY to Rs 14.29 lakh crore, while domestic advances increased 14.5 per cent YoY to Rs 11.69 lakh crore. Global deposits grew 12 per cent YoY to Rs 16.48 lakh crore during FY26, while domestic deposits increased 12.8 per cent YoY to Rs 14.01 lakh crore.

CASA Ratio and Asset Quality

Domestic CASA deposits registered a growth of 9.8 per cent YoY and stood at Rs 5.45 lakh crore as of March 31, 2026.

Asset quality improved during the quarter, with Gross NPA ratio declining to 1.89 per cent in Q4FY26 from 2.26 per cent in Q4FY25. Net NPA ratio stood at 0.45 per cent during the quarter.

Bank of Baroda Dividend Announcement

The Board of Directors recommended a dividend of Rs 8.50 per equity share for FY26. The bank has fixed June 5, 2026, as the record date for determining shareholder eligibility for dividend payment.

About Bank of Baroda

Bank of Baroda is one of India’s leading public sector banks providing banking and financial services across retail, corporate, international and treasury banking segments. The bank operates a wide domestic branch network along with international operations across multiple countries.

The bank offers services including retail banking, MSME lending, corporate banking, agriculture finance, digital banking, treasury operations and wealth management solutions for individual and institutional customers.

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Disclaimer: This article is for informational purposes only and not investment advice.