HDFC Life Reports 7% PAT Growth to Rs 1,414 Crore; AUM Reaches Rs 5.3 Trillion

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HDFC Life Reports 7% PAT Growth to Rs 1,414 Crore; AUM Reaches Rs 5.3 Trillion

These trends underscore the company's focus on long-term protection and high-quality growth.

HDFC Life Insurance Company Ltd demonstrated strong growth in its financial performance for the nine months ended December 31, 2025 (9MFY26), highlighted by an 11 per cent year-on-year increase in Individual Annualised Premium Equivalent (APE). This growth contributed to an expanded market share of 10.9 per cent within the overall sector. The company's Value of New Business (VNB) reached Rs 2,773 crore, reflecting a 7 per cent increase, while maintaining steady new business margins of 24.4 per cent.

A significant driver of this performance was the protection segment, with Retail Protection surging by 42 per cent during the nine-month period, bolstered by a 70 per cent spike in the third quarter alone. This momentum was supported by a 33 per cent rise in retail sum assured, driven by increased rider attachments and higher sum assured multiples in ULIP products. These trends underscore the company's focus on long-term protection and high-quality growth.

Financial stability remained a core theme, with Assets under Management (AUM) crossing the Rs 5.3 trillion mark and a healthy Solvency Ratio of 180 per cent. While Profit after Tax (PAT) grew by 7 per cent to Rs 1,414 crore, the underlying profit growth stood at a stronger 15 per cent when excluding one-time impacts from GST and labour codes. Persistency ratios remained stable and renewal collections saw a robust 15 per cent improvement year-on-year.

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About HDFC Life Insurance Company Limited

Established in 2000, HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment, Annuity and Health. The Company has over 70 products (individual and group products), including optional riders in its portfolio, catering to a diverse range of customer needs. HDFC Life continues to benefit from its increased presence across the country, having a wide reach with branches and additional distribution touch-points through several new tie-ups and partnerships. The count of distribution partnerships is over 500, comprising Banks, NBFCs, MFIs, SFBs, brokers, new ecosystem partners, amongst others. The Company has a strong base of financial consultants.

The company has a market cap of Rs 1.58 lakh crore and has been maintaining a healthy dividend payout of 27.4 per cent. The stock is up y 27 per cent from its 52-week low of Rs 584.65 per share.

Disclaimer: The article is for informational purposes only and not investment advice.