IIFL Finance Reports 160% YoY Jump in Q1 FY27 Profit, Interest Income Rises 44%; Shares in Focus

Om DSIJ/ 22 Jul 2026 /Categories: Quarterly Results, Trending

IIFL Finance Reports 160% YoY Jump in Q1 FY27 Profit, Interest Income Rises 44%; Shares in Focus

IIFL Finance reported a strong Q1 FY27 performance with interest income rising 44 per cent YoY, total income increasing 33 per cent YoY, and net profit jumping 160 per cent YoY.

✨ Key Takeaways

On Wednesday, Indian equity benchmark indices ended lower, with the benchmark Nifty 50 index declining 191.45 points, or 0.79 per cent, to 23,996.25. During the same session, IIFL Finance share price slipped 0.25 per cent to Rs 570.35. The movement in the stock came after the company announced its financial results for the quarter ended June 30, 2026.

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IIFL Finance Q1 FY27 Financial Performance

IIFL Finance reported total income of Rs 3,921.88 crore in Q1 FY27, registering a 32.53 per cent YoY increase from Rs 2,959.30 crore in the corresponding quarter last year. Interest income rose 44.13 per cent YoY to Rs 3,723.37 crore from Rs 2,583.49 crore.

The company's profit before Tax (PBT) increased 160.63 per cent YoY to Rs 928.64 crore, compared with Rs 356.31 crore in Q1 FY26. Consolidated net profit after tax (PAT) surged 160.11 per cent YoY to Rs 713.13 crore, from Rs 274.17 crore in the year-ago period. Earnings per share (EPS) increased to Rs 15.87 from Rs 5.49 a year earlier.

Asset Quality and Profitability

During the quarter, the company reported an operating margin of 31.20 per cent and a net profit margin of 18.18 per cent. Gross Non-Performing Assets (GNPA) stood at 1.55 per cent, while Net Non-Performing Assets (NNPA) remained at 0.82 per cent. The specific provision coverage ratio was reported at 47.30 per cent.
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Balance Sheet and Capital Position

As of June 30, 2026, IIFL Finance reported a net worth of Rs 14,200.45 crore, while its debt-to-equity ratio stood at 4.52 and total debt-to-total assets ratio was 0.80. The company maintained healthy asset quality during the quarter, with Gross NPA at 1.55 per cent and Net NPA at 0.82 per cent, supported by a specific provision coverage ratio of 47.30 per cent.

About IIFL Finance

IIFL Finance Ltd is a diversified non-Banking financial company (NBFC) offering a wide range of lending solutions, including home loans, gold loans, business loans, microfinance, capital market finance, Construction and Real Estate finance, and loans against property. The company serves retail as well as MSME customers through an extensive distribution network across India.

The company also provides wealth and asset-backed financing solutions while leveraging technology-driven processes to enhance customer experience and credit delivery. With a diversified loan portfolio and a pan-India presence, IIFL Finance focuses on expanding financial inclusion while maintaining prudent risk management practices.