Leading NBFC Partly Redeems 10 NCDs Worth Rs 1 Crore Under Call Option

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Leading NBFC Partly Redeems 10 NCDs Worth Rs 1 Crore Under Call Option

The stock is up by 14 per cent from its 52-week low of Rs 29.40 per share.

Paisalo Digital Limited has informed the exchanges that it has exercised the call option to partly redeem its Unsecured Unlisted Redeemable Non-Convertible Debentures (NCDs) under Series PDL-09-2023. According to the filing dated January 23, 2026, the company has redeemed 10 NCDs out of the total outstanding under this series, aggregating to Rs 1 crore.

These instruments carried an actual maturity date of September 02, 2033. The partial redemption reflects the company’s utilization of the embedded call option feature, allowing early repayment of select NCDs before the stated maturity.

Earlier, the company successfully raised Rs 188.5 crore through its latest listed issuances in Q3 at a competitive annual interest rate of 8.5 per cent. This capital infusion underscores the Company’s robust credit profile and disciplined risk management, serving to meaningfully reduce its cost of funds while strengthening its medium-term capital base. The proceeds will be deployed to scale Paisalo’s "High Tech–High Touch" distribution model across its 4,380 touchpoints in 22 states and UTs, specifically targeting micro-entrepreneurs and underserved segments. By enhancing its lending capacity, Paisalo is strategically positioned to capture a larger share of India’s formalising MSME ecosystem, laying the foundation for diversified and profitable growth as a premier financial enabler.

About the Company

Paisalo Digital Limited is engaged in the business of providing convenient and easy loans to the financially excluded at the bottom of India's economic pyramid. The company has a wide geographic reach, with a network of 4,380 touchpoints across 22 states & UTs in India. The company’s mission is to simplify small-ticket size income generation loans by establishing ourselves as a trusted, high-tech, high-touch financial companion for the people of India.

The stock is up by 14 per cent from its 52-week low of Rs 29.40 per share. The company has a market cap of Rs 3,000 crore and as of September 2025, SBI Life Insurance Co. Ltd. owned a 6.83 per cent stake.

Disclaimer: The article is for informational purposes only and not investment advice.