Multibagger Low PE Fintech Company Partners With Ezee.ai To Strengthen Lending Ecosystem Ahead Of SFB Transition

Indian benchmark indices traded higher on Tuesday afternoon, supported by gains across select sectors. The benchmark Nifty 50 index was up 0.34 per cent at 23,462.15. Amid the positive market sentiment, Fino Payments Bank share price traded at Rs 130.65 on June 2, 2026, up 2.43 per cent from the previous close, after the company announced a strategic technology partnership aimed at strengthening its lending infrastructure.

Fino Payments Bank Partners With Ezee.ai

Fino Payments Bank has entered into a strategic partnership with Ezee.ai to develop a lending ecosystem as part of its transition roadmap to become a Small Finance Bank (SFB).

Under the agreement, Ezee.ai will deploy its AI-enabled Loan Origination System (LOS), Business Rules Engine (BRE) and Collections Management Platform for the bank. The technology integration is expected to strengthen lending capabilities through automation, digital workflows and AI-driven decision-making.

Supports Small Finance Bank Transition

The bank stated that the partnership represents an important milestone in its SFB implementation journey. The initiative is aimed at creating a scalable lending infrastructure that can support the bank's future growth plans once regulatory approval for the SFB transition is received.

Fino Payments Bank had submitted its application to the Reserve Bank of India for conversion into a Small Finance Bank on December 11, 2023, and has stated that approval is currently awaited.

Focus On AI-Led Lending Capabilities

According to the company, the collaboration aligns with its strategy of building a technology-led and asset-light banking franchise while expanding access to credit across underserved markets.

The AI-powered platform is expected to enhance operational efficiency, improve underwriting processes and support customer acquisition through faster and more automated lending decisions.

Management Commentary

Ketan Merchant, Interim CEO of Fino Payments Bank, said: "Our vision is to build a differentiated, technology-led, and asset-light Small Finance Bank that combines innovation with customer-centricity. This partnership with Ezee.ai marks an important milestone in that journey, building our lending capabilities through AI-driven automation and intelligent decision-making." Rajendra Awasthi, CEO of Ezee.ai, said the partnership would help accelerate digital lending capabilities, improve operational agility and support scalable customer-focused innovation.

About Fino Payments Bank

Fino Payments Bank is a specialised payments bank promoted by Fino PayTech Limited. The bank offers savings and current accounts, remittances, bill payments, cash management services, insurance distribution and other banking services through an asset-light phygital model.

As of March 31, 2025, the bank served approximately 1.43 crore customers through a network of around 19 lakh merchant-enabled banking points, covering nearly 97 per cent of India's PIN codes. The bank has reported profitability for five consecutive financial years up to FY25.

What are your thoughts on Fino Payments Bank's plans to build AI-powered lending capabilities ahead of its proposed Small Finance Bank transition? Share your views in the comments below.
Disclaimer: The article is for informational purposes only and not investment advice.