Time to Increase your SIP Amount !

Market volatility is a known factor. However, when the volatility index VIX shoots up almost on a daily basis we all know that there is something wrong with the markets, at least in the near term. Let markets be volatile, investors should not act volatile. Those MF investors who participate in the markets via systematic investment plans (SIPs) are the ones who may ride through this volatility with finesse. As the markets are getting attractive in terms of valuations, there is a strong case to increase your allocation to equity mutual funds. In fact, it may be a good tactical move to add to your SIP amount for the remainder of 2022 as NAVs trade lower

SIPs apart, one of the smartest ways to participate in the market can be to invest in high-quality multi-cap funds. Our cover story on multi-cap funds explains the key advantages of investing in multi-cap MF and highlights how a multi-cap fund is different from a flexi-cap fund. Also, don’t miss our special story on PPF investing and check if you should park your funds in PPF in the current scenario of rising interest rates. FY 2023 has started on a positive note for the MF industry with record net inflows of ₹ 73,000 crore across all scheme categories. Strangely, the equity markets delivered negative returns in April and yet the MF inflows in the equity funds remained positive to the tune of ₹ 15,890 crore. The May MF inflow data would be equally interesting!

Yogesh Supekar
Executive Editor