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81,287.19-1.17%

L&T Finance Ltd.

(Industry - Finance - NBFC)

284.35-15.65 (-5.22%)

BSE: 533519 | NSE: LTF
Website: http://www.ltfs.com

Today High/Low

L
H
279.1299.9

52 Week High/Low

L
H
134.9320.4
Market Cap
₹ 71,189.52 Cr.
P/E Ratio
25.34
Current Price
₹ 284.35
Open
₹ 299.9
High
₹ 299.9
Prev Close
₹ 300
Quantity Traded
9,65,923
52 High
₹ 320.4
52 Low
₹ 134.9
Dividend Yield
0.97%
EBITDA Margin
61.16%
ROE
11.04%
Book Value
₹ 107.09
Face Value
₹ 10

Shareholding

Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters66.0366.1066.1666.2466.25
Mutual Funds UTI15.3314.3314.1113.2812.17
FII/Banks6.666.406.195.485.30
Others11.9813.1713.5415.0016.28

Quarterly Results

(All figures In ₹ Cr.)Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Trend 2024-25
Sales3,669.743,782.094,015.24,095.094,019.754,256.754,332.744,578.2
Other Income5.950.565.057.74.680.320.353.51
Operating Profit2,044.142,291.552,437.412,418.522,437.152,608.412,662.382,770.14
Interest1,335.081,351.41,476.271,569.231,599.831,635.731,634.281,703.01
Depreciation26.127.0131.8134.6939.4639.1349.3456.12
Taxation138.08234.22240.21195.42167.27239.46251.05251.16
Net Profit / Loss544.88678.92689.12619.18630.59694.09727.71731.42

Annual Results

(All figures In ₹ Cr.)Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Sales171.26335.8712,898.213,574.4315,912.13
Other Income20.1614.622,572.142,152.232,254.04
Operating Profit157.65328.298,281.138,481.989,594.55
Interest192.9673.495,822.215,386.646,006.65
Depreciation0.580.37106.09108.7132.97
Taxation72.7436.25603.88700.41837.12
Net Profit / Loss116.05218.181,919.872,286.232,617.81

Cash Flow

(All figures In ₹ Cr.)Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Trend 2010-14
Cash from Operating Activity-4.43-11.71-225.89139.2583.96
Cash from Investing Activity-547.61-494-928.55-1,584.4-49.98
Cash from Financing Activity5505061,158.091,490.14-36.57
Net Cash Flow-2.040.293.6445-2.59

Balance Sheet

Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2021-25
Share Capital2,469.452,474.042,479.672,488.942,494.87
Reserve8,341.088,614.4118,698.1420,596.3322,690.21
Borrowings707.63104.8242,427.8943,512.1252,653.37
Other Liabilities22.5816.69603.181,596.56718.89
Total Liabilities12,083.6311,272.162,007.8756,297.4665,031.77
Fixed Assets0.930.56216.46207.69332.74
CWIP--4.8135.6245
Investments10,090.219,227.3315,771.9913,322.5412,984.11
Other Assets226.57985.211,421.961,300.81
Total Assets12,083.6311,272.162,007.8756,297.4665,031.77

Financial Ratios

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Trend 2018-25
NetNPA2.34-----1.671.71
Total_CAR---23.822.8824.5222.8422.27
Cost_IncRatio---------
NIM---------
Price_Book4.123.951.342.191.80.961.711.52
ROA3.432.792.50.961.83.322.232.39

Peer Companies

Company
Market Cap (₹Cr.)
CMP (₹)
1D Price Change %
52 Week H/L
Book Value (₹)
PE (x)
71,189.52
284.35
-5.22%
320.40 / 134.90
107.09
26.73
6,20,070.33
996.50
-1.60%
1,094.20 / 830.90
157.34
34.42
2,03,176.82
1,079.85
-2.25%
1,104.75 / 571.85
334.44
22.77
1,62,227.47
255.35
-0.31%
333.55 / 200.95
46.00
127.73
1,47,425.36
1,730.65
-1.13%
1,805.40 / 1,387.30
335.18
30.75
1,41,311.69
332.90
0.36%
361.60 / 316.90
89.39
54.72
1,34,622.41
3,353.25
-2.47%
4,094.10 / 2,017.35
859.40
15.95
1,20,229.82
10,802.95
-1.69%
14,517.85 / 10,552.55
2,060.67
60.63
90,096.77
344.00
-3.34%
364.15 / 152.95
105.53
29.92
74,019.79
777.85
1.33%
1,017.15 / 736.35
161.27
35.27

Broker Report

Tips
(Reco Date)
Reco Price
Target Price
CMP
(Returns)
Broker / Analyst
Investment Logic
BUY
(21 Jan 2026)
280
375
284.35
(1.55%)
Anand Rathi Share and Stock Brokers Limited
HOLD
(20 Jan 2026)
300
325
284.35
(-5.22%)
ICICI Securities
BUY
(20 Jan 2026)
300
370
284.35
(-5.22%)
Motilal Oswal Financial Services Ltd.
BUY
(03 Sep 2025)
227
260
284.35
(25.26%)
Motilal Oswal Securities
BUY
(22 Jul 2025)
210
250
284.35
(35.40%)
ICICI Securities
BUY
(21 Jul 2025)
211
250
284.35
(34.76%)
Motilal Oswal Securities
SELL
(21 Jul 2025)
203
190
284.35
(-40.07%)
Emkay Research
BUY
(20 Jun 2025)
190
240
284.35
(49.66%)
Sharekhan
HOLD
(15 May 2025)
178
200
284.35
(59.75%)
ICICI Securities
SELL
(29 Apr 2025)
168
150
284.35
(-69.26%)
Emkay Research

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