India’s 4th-Largest Private Bank Announces Q4 Results; Share Price Declines Up to 5% on Monday; Here’s Why

The Indian equity markets opened on a strong note on Monday, with the benchmark indices trading in the green at 10:00 AM. The Nifty 50 index was up by 1.09 per cent at 24,258.50, while Bank Nifty also gained 1.03 per cent to trade at 55,426.50. Despite the positive momentum in frontline banking counters, stock-specific selling pressure remained visible in select private banking names. In this segment, Kotak Mahindra Bank remained in focus after the company announced its Q4FY26 and FY26 audited financial results. On Monday, Kotak Mahindra Bank share price declined 2.77 per cent to Rs 372.70.

Kotak Mahindra Bank Q4FY26 Results

Kotak Mahindra Bank reported standalone interest earned of Rs 14,174.77 crore in Q4FY26 as against Rs 13,529.77 crore in Q4FY25, registering a growth of 4.8 per cent YoY. Other income stood at Rs 3,116.33 crore compared to Rs 3,182.46 crore in the corresponding quarter last year. Accordingly, total income for the quarter came in at Rs 17,291.10 crore as against Rs 16,712.23 crore, reflecting a growth of 3.5 per cent YoY.

Operating profit stood at Rs 5,855.17 crore in Q4FY26 compared to Rs 5,472.20 crore in Q4FY25, marking a growth of 7.0 per cent YoY. Profit before tax came in at Rs 5,338.75 crore as against Rs 4,562.82 crore reported in the year-ago quarter, registering a growth of 17.0 per cent YoY. Net profit stood at Rs 4,026.55 crore compared to Rs 3,551.74 crore in Q4FY25, reflecting a growth of 13.4 per cent YoY.

Kotak Mahindra Bank FY26 Annual Performance

For the financial year ended March 31, 2026, Kotak Mahindra Bank reported standalone interest earned of Rs 55,563.97 crore as against Rs 52,919.73 crore in FY25, registering a growth of 5.0 per cent YoY. Other income stood at Rs 11,623.29 crore compared to Rs 11,418.49 crore in the previous financial year, taking total income to Rs 67,187.26 crore versus Rs 64,338.22 crore, reflecting a growth of 4.4 per cent YoY.

Operating profit for FY26 stood at Rs 22,066.90 crore as against Rs 21,006.57 crore in FY25, marking a growth of 5.0 per cent YoY. Profit before tax came in at Rs 18,585.72 crore compared to Rs 21,584.11 crore in the previous financial year. Net profit for FY26 stood at Rs 14,007.70 crore as against Rs 16,450.08 crore reported in FY25.

Kotak Bank Dividend Announcement

The Board of Directors has recommended a dividend of Rs 0.65 per equity share of face value Re 1 each for the financial year ended March 31, 2026, subject to shareholders’ approval at the ensuing Annual General Meeting.

Infina Stake Divestment

On March 24, 2026, Kotak Mahindra Capital Company Limited, a wholly owned subsidiary of Kotak Mahindra Bank, divested 30.99 per cent out of its total 49.99 per cent stake in associate company Infina Finance Private Limited. Following the transaction, Infina ceased to be an associate company of the Bank with effect from March 24, 2026. The divestment remained one of the notable corporate developments reported during the quarter.

About Kotak Mahindra Bank

Kotak Mahindra Bank Ltd is one of India’s leading private sector banks offering a wide range of banking and financial services including retail banking, corporate banking, treasury services, vehicle finance, investment banking and wealth management solutions.

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Disclaimer: This article is for informational purposes only and not investment advice.