India’s Leading NBFC Holding Company Reports Q4 FY26 Performance; PAT Rises 19% YoY to ₹1,626 Crore

Cholamandalam Financial Holdings Limited (CFHL) released its audited financial results for Q4FY26 and the full year ended March 31, 2026 on May 8, 2026. The numbers show steady growth across the group, with consolidated PAT for FY26 crossing Rs 5,400 crore and revenue growing 18 per cent on an annual basis.

Q4FY26 Performance
Consolidated total income for Q4FY26 came in at Rs 10,520 crore, up 17 per cent YoY from Rs 9,009 crore in Q4FY25. Consolidated PAT for the quarter stood at Rs 1,626 crore, growing 19 per cent YoY from Rs 1,362 crore. EPS for Q4FY26 was Rs 36.59 compared to Rs 32.68 in Q4FY25, up 12 per cent YoY.

CIFCL Performance
Cholamandalam Investment and Finance Company Ltd (CIFCL), in which CFHL holds about 43.76 per cent stake, disbursed Rs 32,913 crore in Q4FY26, up 25 per cent YoY from Rs 26,417 crore in Q4FY25. PAT for the quarter came in at Rs 1,641 crore, a strong 30 per cent growth YoY from Rs 1,267 crore.
On an annual basis, CIFCL's PAT grew 23 per cent to Rs 5,220 crore from Rs 4,259 crore in FY25. Total disbursements for the full year stood at Rs 1,11,642 crore vs Rs 1,00,869 crore in FY25. Assets under management grew 21 per cent to Rs 2,42,630 crore as of March 2026 from Rs 1,99,876 crore a year ago. The branch network expanded to 1,761 from 1,613 in FY25.

CMSGICL Performance
Cholamandalam MS General Insurance Company Ltd (CMSGICL), in which CFHL holds about 60 per cent stake, registered Gross Written Premium of Rs 2,398 crore in Q4FY26, up 8 per cent YoY from Rs 2,224 crore. For the full year, GWP grew 6 per cent to Rs 9,110 crore from Rs 8,564 crore in FY25.
The company reported a loss of Rs 5 crore in Q4FY26 against a profit of Rs 118 crore in Q4FY25, on account of fair value changes in equity as of March 31, 2026. The investment book stood at Rs 19,013 crore as of March 2026.

Full Year FY26 Performance
Consolidated total income for FY26 grew 18 per cent on an annual basis to Rs 39,576 crore from Rs 33,460 crore in FY25. Consolidated PAT for the full year rose 16 per cent to Rs 5,485 crore from Rs 4,740 crore. EPS for FY26 stood at Rs 130.01 compared to Rs 115.76 in FY25, up 12 per cent.
The group's net worth expanded to Rs 30,404 crore in FY26 from Rs 23,627 crore in FY25, showing a CAGR of 27 per cent over the past few years.

Dividend Declaration
The Board has recommended a final dividend of Rs 1.30 per equity share, equivalent to 130 per cent on the face value of Rs 1, for FY26, subject to shareholder approval at the upcoming Annual General Meeting.

Share Price Performance
CFHL share price closed at Rs 1,780.70 on May 8, 2026, up 1.46 per cent for the day. The stock traded with volumes of 3.49 lakh shares compared to its 30-day average traded volume of 4.91 lakh shares. The company currently has a market capitalisation of around Rs 33,429 crore.

About the Company
Cholamandalam Financial Holdings Limited (CFHL) is part of the Murugappa Group. The company is a Core Investment Company registered with the RBI and offers a range of financial products and risk management services to individual and corporate customers through its group companies.

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Disclaimer: The article is for informational purposes only and not investment advice.