Paisalo Digital Redeemed 6 Unlisted Unsecured Unrated 12% NCDs

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Paisalo Digital Redeemed 6 Unlisted Unsecured Unrated 12% NCDs

The stock is up by 17 per cent from its 52-week low of Rs 29.40 per share.

Paisalo Digital Limited has successfully redeemed 6 unlisted, unsecured, and unrated 12 per cent Non-Convertible Debentures (NCDs) belonging to the PDL 2020-1 series. The redemption was completed on January 31, 2026, through a full and final payment at par for the NCDs, which carried a face value of Rs 1,00,00,000 each. This timely settlement underlines the company's commitment to meeting its financial obligations and effectively managing its debt instruments.

The company earlier has exercised its call option for the partial redemption of 10 unsecured, unlisted, redeemable non-convertible debentures (NCDs) under Series PDL-09-2023, totalling Rs 1 crore. This strategic move follows a successful Rs 188.5 crore capital raise in Q3 through listed issuances at a competitive 8.5% annual interest rate, which has helped lower the company's cost of funds and fortify its medium-term capital base. The fresh proceeds are earmarked to scale Paisalo’s "High Tech–High Touch" distribution model across its 4,380 touchpoints in 22 states and UTs. By targeting micro-entrepreneurs and underserved segments, the company aims to enhance its lending capacity and solidify its position as a primary financial enabler within India's formalising MSME ecosystem.

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About the Company

Paisalo Digital Limited is engaged in the business of providing convenient and easy loans to the financially excluded at the bottom of India's economic pyramid. The company has a wide geographic reach, with a network of 4,380 touchpoints across 22 states & UTs in India. The company’s mission is to simplify small-ticket size income generation loans by establishing ourselves as a trusted, high-tech, high-touch financial companion for the people of India.

The stock is up by 17 per cent from its 52-week low of Rs 29.40 per share. The company has a market cap of Rs 3,100 crore and as of December 2025, SBI Life Insurance Co. Ltd. owned a 6.83 per cent stake. The Promoters Bought 53,71,434 shares and increased their stake to 41.75 per cent in December 2025 compared to September 2025.

Disclaimer: The article is for informational purposes only and not investment advice.