Satin Creditcare Network Drives Momentum Through Robust Fundraising and Purpose-Led MSME Growth

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Satin Creditcare Network Drives Momentum Through Robust Fundraising and Purpose-Led MSME Growth

The stock is up by 11.5 per cent in the last 12 months and plunged 40 per cent in 2 years.

Satin Finserv Limited (SFL) has achieved a significant milestone in its fundraising strategy, recently mobilising approximately Rs 260 crore over the last three months. This robust performance is highlighted by the company’s first-ever issuance of Rs 50 crore in Non-Convertible Debentures (NCDs) with a unique face value of Rs 10,000 per debenture, aimed at enhancing visibility in the retail debt market. To support this trajectory, shareholders recently approved an increase in the NCD issuance limit from Rs 200 crore to Rs 600 crore. Backed by a strong Capital Adequacy Ratio of 36.1 per cent as of December 2025, SFL is well-positioned to diversify its borrowing instruments and build a resilient funding ecosystem that reflects deep market confidence in its financial stability.

Leveraging this financial momentum, SFL is accelerating its growth by expanding its product range within India's thriving MSME financing sector. The company is placing a strategic emphasis on sustainability financing solutions designed to support the transition to a low-carbon economy. By integrating advanced technology and realigned operational processes, SFL aims to scale its impact-driven lending model. This dual focus on MSME empowerment and green financing ensures the company is equipped for sustainable expansion while delivering profitability.

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About the Company

Satin Creditcare Network Limited (SCNL) is a prominent microfinance institution serving over 33 lakh clients across 26 states and 5 union territories in India. Dedicated to gender empowerment and financial inclusion, the company provides a diverse range of products, including microloans, MSME financing through Satin Finserv Limited and affordable housing loans via Satin Housing Finance Limited. Recently, the group expanded into software services with Satin Technologies Limited and impact investing through Satin Growth Alternatives Limited, a Category II AIF focused on women entrepreneurs and green initiatives.

The company has a market cap of Rs 1,731 crore. The shares of the company have a PE of 10x and an ROE of 8 per cent. The stock is up by 11.5 per cent in the last 12 months and plunged 40 per cent in 2 years.

Disclaimer: The article is for informational purposes only and not investment advice.