This NBFC Microfinance Institution Signs USD 75 Million Syndicated Social Loan Facility

To secure participation from HSBC (Gift City), Doha Bank (Qatar), State Bank (Mauritius) Ltd., Bank of China Ltd (China), and National Development Bank Plc (Sri Lanka), HSBC served as the sole mandated lead arranger and bookrunner for the social loan fund raise. The transaction highlights CA Grameen’s strong track record of raising international funds through innovative financing solutions.

By securing over USD 300 million in commitments from international banks, development financial institutions, and impact investors in 2025-26, the company has strengthened its reputation as a leader in the microfinance industry. In 2025-26, the company used foreign sources to cover more than 15 per cent of its borrowing needs.

The proceeds from the facility will be deployed under CA Grameen’s Social Loan Framework, aligned with the Social Loan Principles 2023. This ensures transparency in the use of funds, clearly defined social development goals, and strong governance standards. By supporting qualified social projects, the facility will further CA Grameen's goal of resilient and inclusive community development.

On the recent update, Mr. Nilesh Dalvi, Chief Financial Officer, CreditAccess Grameen, remarked: “We are pleased to partner with HSBC, having successfully secured offshore financing that further strengthens our global funding reach. The foreign currency borrowings with a tenure of 3-5 years, significantly enhance our asset-liability management (ALM) profile and liquidity position. Our sustained efforts to build strong relationships with leading global lending institutions have enabled us to increase the share of foreign borrowings from 9 per cent to 24 per cent over the past five years, while consistently reducing our incremental cost of funds. This disciplined approach allows us to extend affordable financing solutions to our microfinance customers and deepen our commitment to financial inclusion.”

Commenting on the development, Ms. Lalitha A Lodaya, Regional Director – International Mid-Market, South India, noted: “We are delighted to have successfully closed this syndicated financing for CreditAccess Grameen Limited, one of India’s leading NBFC-MFIs. Strong participation from diverse group of lenders underscores market’s confidence in sector’s resilience and company’s robust asset quality and growth strategy. This transaction reflects HSBC’s leadership position in Indian NBFC space, as well as our strong structuring & distribution capabilities.”

Creditaccess Grameen Limited Share Price

Following the news, the share of Creditaccess Grameen Limited is trading at R 1,195.90, up Rs 41.70, or 3.61 per cent from its previous close of Rs 1,154.20. The stock opened the day at Rs 1,184.60 and has recorded an Intraday high of Rs 1,210.90 and a low of Rs 1,171.20. The volume-weighted average price (VWAP) so far stands at Rs 1,189.95.

Year-to-date, the stock has declined by 5.02 per cent, while over the past one year, it has gained 27.66 per cent.

About Creditaccess Grameen Limited

CA Grameen is India’s largest NBFCMFI, with 27 years of experience in the inclusive finance sector. Renowned for its unique business model, CA Grameen has transformed the microfinance landscape with its unique products and flexibility of repayment frequency, offering women entrepreneurs loans for various needs such as income generation, medical expenses, education, etc.

Disclaimer: The article is for informational purposes only and not investment advice.